CIPTAWAN, C. The Multifaceted Influence of Financial Literacy and Education on SME Financing Decisions in Different Economic Contexts. INTERNATIONAL JOURNAL OF SOCIAL, POLICY AND LAW, [S. l.], v. 2, n. 2, p. 47-57, 2021. DOI: 10.8888/ijospl.v2i2.155. Disponível em: https://mail.ijospl.org/index.php/ijospl/article/view/155. Acesso em: 12 mar. 2025.